The 305th MPC meeting is tomorrow, (May 19th –20th), and I've been sitting with a lot of thoughts on what's actually at stake here. I want to share them, because I think much of the commentary is either too optimistic or too tactical. Let me try
Q2 Reality Check: You’re Not Out of Time We are in Q2. For many individuals and businesses, the year hasn’t gone exactly as planned. Targets were set in January. Execution started strong, or maybe not. Now, there’s a quiet question sitting in the background: “Is it already
Q1 2026 marked a clear shift in Nigeria’s financial markets, one that signals a transition from uncertainty to a more structured investment environment. Across key indicators inflation, interest rates, and market performance the direction is becoming clearer. For investors, this is less about reacting and more about positioning early
Most people treat wealth like a short-term fling. They chase quick gains, panic during downturns, and wonder why financial security always feels just out of reach. Building lasting wealth isn't about timing the market or finding the next hot investment. It's about changing how you relate
There's an old saying in finance: the first generation builds it, the second generation maintains it, and the third generation destroys it. The statistics back this up. About 70% of wealthy families lose their fortune by the second generation. By the third generation, that number jumps to 90%
As the year comes to a close, now is the perfect time for Nigerian corporations to reflect on their investment strategies and position themselves for a prosperous 2026. With economic uncertainty, inflationary pressures, and evolving tax policies, it’s crucial for corporate decision-makers to act now to ensure their portfolios
The new tax law, taking effect January 1, 2026, created some panic, especially in October. Our WhatsApp groups got flooded with messages: "Have you heard about the new tax law?" "Should I adjust my portfolio before January?" We're here to provide you with some
Let’s be honest, when it comes to money, we don’t all fit into the same box.We have different goals, lifestyles, and comfort levels with risk. Yet, for years, many investors have been handed a generalized investment template. That’s changing. More people are beginning to see the
You wouldn’t hand over the keys to your home to just anyone. So why do so many people hand over the keys to their financial future without asking the right questions? To help you navigate this critical decision, we’ve outlined five (5) essential questions you must ask before
You must have heard a similar saying: “If the stock is trending, you’re already too late to the buy side, because that’s when the smart investors are selling.” In the world of investing, timing is very important. But here’s the problem: without the right guidance, many investors
Last week, a client asked us a question that many successful Nigerian parents grapple with: "How do I give my children opportunities I never had without making them lazy or entitled?" This client had built considerable wealth over the decades as a surgeon, with several real estate and
Most investment losses stem from predictable psychological errors, not market conditions. After tracking investors' behavior across different investment cycles, three patterns consistently destroy personal wealth. To avoid these behavioural traps, contact BlackCod Asset Management today for personalized investment solutions (hyperlink with Michael’s whatsapp number) The Confirmation Bias Everyone