Corporate Investment Planning for 2026: 5 Steps Nigerian Firms Should Take Before Closing 2025
As the year comes to a close, now is the perfect time for Nigerian corporations to reflect on their investment strategies and position themselves for a prosperous 2026. With economic uncertainty, inflationary pressures, and evolving tax policies, it’s crucial for corporate decision-makers to act now to ensure their portfolios are well-positioned for growth, capital preservation, and long-term success.
Here are 5 essential steps Nigerian firms should take before closing out 2025 to set the stage for a prosperous 2026:
1. Review and Adjust Your Investment Strategy for Inflation
In an inflationary environment, the purchasing power of money diminishes over time. Corporate portfolios that are not adjusted for inflation risk are eroding in value. To mitigate this, it’s important to evaluate the current investment allocations and adjust them to incorporate inflation-hedging assets. These could include real estate, commodities, or even inflation-protected bonds. Act now to ensure your assets are working harder for you and not losing value.
2. Evaluate Tax Implications and Plan for the New Year
2025 saw several changes to Nigeria’s tax regime, with a renewed focus on tax compliance and increased tax rates in various sectors. Before the year ends, it’s essential for firms to assess their tax strategies to identify opportunities for tax savings and to prepare for potential changes in 2026. Engaging with tax experts can help ensure that your business is structured in a way that minimizes tax burdens and takes full advantage of available incentives.
3. Diversify Your Portfolio to Manage Risk
Risk management should always be at the forefront of your corporate investment strategy. Given the current economic volatility in Nigeria, diversification is key to ensuring that your firm’s investments are not overly exposed to any single market risk. Consider diversifying into different asset classes such as equities, fixed-income securities, private equity, and even alternative investments like agribusiness or tech start-ups. A diversified portfolio provides stability and potential for growth even during market downturns.
4. Focus on Capital Preservation Amidst Economic Uncertainty
Capital preservation should always be a top priority, especially in uncertain times. In 2025, Nigerian businesses faced challenges like fluctuating exchange rates, inflation, and regulatory changes. While growth is important, it's equally crucial to ensure that your firm’s assets are protected. Fixed-income investments, government bonds, and low-risk real estate options can help safeguard your capital, especially during market turbulence. Investing in liquid assets that are easy to sell or trade will provide added security as we enter 2026.
5. Align Your Investments with Your Long-Term Growth Strategy
As you head into the new year, it's vital to ensure that your investments align with your company’s long-term objectives. Are your current investments supporting your growth initiatives, expansion plans, or innovation goals? For Nigerian firms, sectors like technology, infrastructure, and energy present immense opportunities for growth. Now is the time to assess whether your investments are positioning your business to take advantage of these opportunities and plan for the next phase of growth.
In Summary
Corporate investment planning for 2026 begins now. By reviewing your strategy for inflation, optimizing your tax plan, diversifying your portfolio, safeguarding your capital, and aligning investments with long-term goals, Nigerian firms can position themselves to thrive in the coming year. Blackcod Asset Management specializes in crafting personalized investment strategies that reflect the unique needs and goals of each organization.
Contact us today to learn more about how we can help your business build a secure and growth-oriented investment portfolio for 2026 and beyond.
